1.
"A
penny
saved
is
a
penny
earned.
"
【frugality】
2.
"Actions
speak
louder
than
words.
"
【integrity】
3.
"Never
put
off
until
tomorrow
what
can
be
done
today.
"
【procrastination】
4.
"The
early
bird
catches
the
worm.
"
【punctuality】
5.
"Honesty
is
the
best
policy.
"
【integrity】
6.
"You
miss
100%
of
the
shots
you
don't
take.
"
【risk-taking】
7.
"Easy
come,
easy
go.
"
【financial
responsibility】
8.
"Practice
makes
perfect.
"
【persistence】
9.
"Health
is
wealth.
"
【wellness】
10.
"A
mind
is
a
terrible
thing
to
waste.
"
【education】
11.
"The
grass
is
always
greener
on
the
other
side
of
the
fence.
"
【contentment】
12.
"If
it
ain't
broke,
don't
fix
it.
"
【simplicity】
13.
"Curiosity
killed
the
cat.
"
【adventure】
14.
"Time
heals
all
wounds.
"
【patience】
15.
"Live
and
let
live.
"
【tolerance】
16.
"You
can't
judge
a
book
by
its
cover.
"
【open-mindedness】
17.
"Never
say
never.
"
【optimism】
18.
"Let
bygones
be
bygones.
"
【forgiveness】
19.
"Where
there's
smoke,
there's
fire.
"
【caution】
20.
"Better
safe
than
sorry.
"
【preparedness】